This provides income where you are ill or injured, and as a result your income through employment or your normal route stops.

It is designed to replace most of your net income.

Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
8252.75 29.41 0.358
FTSE 250
21162.92 -25.99 -0.123
FTSE 350
4564.57 13.02 0.286
FTSE All Shares
4521.24 12.69 0.281
Dow Jones
39753.75 32.391 0.082
Nasdaq
18283.406 -364.041 -1.952

Currencies

Value Move %
0
1.189 0.001 0.064
GBP/NOK
13.853 0.021 0.15
0
13.624 0.079 0.585
GBP/USD
1.293 0.001 0.115

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

0141 237 8140
Studio 39,
Sir James Clark Building,
Abbeymill Business Centre, Paisley PA1 1TJ.

enquiries@stclairfp.co.uk