This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total. Payments can paid out either monthly or annually.

The payments are not normally subject to income tax but may impact some state benefits.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
9107.69 6.921 0.076
FTSE 250
21888.3 -49.799 -0.227
FTSE 350
4995.19 2.06 0.041
FTSE All Shares
4943.01 2.04 0.041
Dow Jones
43968.64 -224.48 -0.508
Nasdaq
21242.697 73.273 0.346

Currencies

Value Move %
0
1.153 0.001 0.108
GBP/NOK
13.746 0.005 0.038
0
12.868 0.015 0.115
GBP/USD
1.344 0 0.015

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

0141 237 8140
Studio 39,
Sir James Clark Building,
Abbeymill Business Centre, Paisley PA1 1TJ.

enquiries@stclairfp.co.uk