This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total. Payments can paid out either monthly or annually.

The payments are not normally subject to income tax but may impact some state benefits.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
8992.12 19.48 0.217
FTSE 250
21898.26 131.83 0.606
FTSE 350
4939.51 12.98 0.263
FTSE All Shares
4889.48 12.74 0.261
Dow Jones
44342.19 -142.297 -0.32
Nasdaq
20895.656 10.008 0.048

Currencies

Value Move %
0
1.153 -0.003 -0.303
GBP/NOK
13.66 -0.153 -1.109
0
12.956 -0.125 -0.958
GBP/USD
1.342 0.001 0.042

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

0141 237 8140
Studio 39,
Sir James Clark Building,
Abbeymill Business Centre, Paisley PA1 1TJ.

enquiries@stclairfp.co.uk